Financing and Insurance

Helping You Get The Most Out Of Your Insurance Benefits

At Virginia Sleep & TMJ Therapy, we aim to provide you with the best possible care while getting the most out of your insurance benefits. We offer multiple financing and insurance options to help you get the care you need.

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Insurance Information

We accept many types of insurance plans, including:

If you have any questions about financing and insurance benefits, or are not sure if you qualify, please call our office at (804) 729-3474, and a member of our team will be more than happy to assist you.

Financing Options

If you do not have health insurance, our office accepts CareCredit—a healthcare credit card that is accepted at over 240,000 providers nationwide for various medical expenses, including dental, veterinary and cosmetic procedures. It allows consumers to finance their healthcare needs and pay for them over time with special financing options such as interest-free periods, low monthly payments, and no prepayment penalties.

CareCredit is a financial tool that helps patients afford the healthcare they need without having to pay everything upfront. It is offered by Synchrony Bank, and users can apply online or in person. CareCredit works like a regular credit card, but with specific healthcare-related benefits, making it an attractive option for people who need help paying for medical expenses.

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Sleep Apnea Treatment & Insurance

Treatment for sleep apnea using oral appliances is often covered by insurance. This treatment is typically classified under DME benefits. Few private insurance plans require proof that the patient tried CPAP therapy and it was unsuccessful.

In order to qualify for coverage under Medicare, patients must meet the following criteria:

Patient must have undergone a sleep study, usually within the last 12 months
Patient must have proof that they were evaluated for sleep apnea
If the patient did try a CPAP machine prior to oral appliance therapy, there must be a medical reason as to why they ceased CPAP treatment

Patients seeking Medicare coverage must also meet one of the following:

Mild sleep apnea

Patients with mild sleep apnea must display one of the following symptoms: excessive daytime sleepiness, insomnia, hypertension, restless sleep (insomnia), mood disorder (anxiety, depression, PTSD), history of stroke or history of heart disease (or heart attack).

Moderate sleep apnea

No additional criteria are required.

Severe sleep apnea

Patients with severe sleep apnea must have one of the following: proof of trial and failure of CPAP, or medical necessity.

TMJ Treatment & Insurance

Virginia Sleep & TMJ Therapy works alongside Dr. Rebecca Angus’ team at Angus Dentistry to provide high-quality care for patients seeking relief from their TMJ symptoms. Additionally, this partnership allows us to help our patients get the most out of their benefits by filing for dental insurance. Once you request an appointment with Virginia Sleep & TMJ Therapy for TMJ treatment, Dr. Rebecca and her team will be in touch for the next steps and can answer any questions you may have about financing and insurance options.